Caring for financial health just as important as physical well-being

(VENTURA, CA) - Like any professional, having a good doctor or even better, a great team of doctors on your side, is critical with illness. In the case of financial health, having a team of top-notch financial advisors is also important. In today´s economy, I cannot stress the importance of caring for your physical and financial health.

At Kipp Financial Group's qualified investment professionals work as a team to help manage the wealth of clients to ensure a healthy balance. By adopting a similar model as the Mayo Clinic, the firm reviews the entire financial picture, rather than just one component. Specialists evaluate debt, risk and portfolio management and estate and tax planning with the ultimate goal of securing financial freedom for its clients, in sickness and in health.

Maintaining a solid investment plan that will take care of you or your family if something should happen is one financial tip no one should do without. A few additional tips include:

1. Be prepared for personal setbacks -- Set aside a cash fund of at least six months in living expenses. Resolve to set aside a minimum of 5-10 percent of your salary for savings before you start paying bills.

2. Keep investing, look for stock bargains -- If you are investing for the log haul, buying stocks when the markets are down could pay off down the road. Purchasing solid companies caught in a general market downdraft may give you more for your money.

3. Contribute to a retirement plan -- Ask your employer if they have a 401(k) plan (or similar plan), and sign up. If you're already contributing, try to increase your contribution. If your employer doesn't offer a retirement plan, consider an IRA.

4. Update your will, set up a family trust -- 70% of Americans don't have a will. If you have dependents, no matter how little or how much you own, you need a will to protect your loved ones. Better yet, set up a family trust and start planning for their futures.

5. Maintain financial records -- Records are vital to ensure you are claiming all allowable income tax deductions and credits.

If you are not comfortable with your current long-term financial plans, it is recomended you to get a second opinion.

For additional information visit www.kippfinancialgroup.com.

Tina Vervoorn

Consortium Media's Five Pillars of Marketing Success©

Today´s media world is complex. Consortium Media Services (CMS) navigates and saves clients money with our unique 5 Pillars of Marketing Success© - a blend of advertising, public relations, promotions, web integration, and creative to build names into breakaway brands that are leaders in their respective category.

Advertising
The 19-year history of Consortium Media Services allows for preferred media and non-profit rate structures that are legendary. We literally save our clients thousands of dollars on media costs. In addition, our work with many non-profits, including the Ventura Music Festival, have resulted in hundreds of thousands of dollars of in-kind promotional coverage in local target markets areas.

Promotions
CMS has worked with the L.A. Dodgers, Albertsons, McDonald´s and other high profile firms in various charitable and retail programs. One of CMS´s most successful assets, promotions, will bring speed to timelines as additional awareness is built faster to clients through promotion and marketplace partnerships.

Public Relations
The Public Relations Division at CMS has consistently delivered many articles and managed press relations for numerous companies. Our "good news" approach delivers results and effectiveness. Over the past 11 years, CMS has developed solid relationships with key publishers, editors and reporters in Ventura County and throughout Southern California.

Web Integration CMS maintains and builds increased brand consistency in our web programs and has designed and integrated electronic components into many traditional media programs. Our latest design, Grossman Imaging Centers website, reflects its new iconic materials, brochures and folders and properly reflects the company´s commitment to excellence.

Creative
At CMS, our Creative Services Department is intimately tied to brand work, using all the various disciplines that make us an effective media management company on every level with the ability to carry out an exciting, sustained brand awareness campaigns.

About the CMS Team
Denise Bean-White, President / CEO
Denise has more than 28 years of hands-on experience in direct mail, newspaper, radio, network television and station management. Her trend analysis, brand work, and work stratagem media packaging delivers outstanding and cost effective results. She is dedicated to her client´s success. Denise is responsible for developing branding and marketing strategies and maintaining client relations.

Jennifer Curtis, Senior Vice President / General Manager
Jennifer´s diverse background includes experience in the video game industry and with Paramount Studios. Jennifer´s strength lies in her ability to create branding that translates seamlessly through a variety of media. Jennifer is analytical and multifaceted: able to write copy, direct production, and manage multiple projects simultaneously. She assists with executive management and in maintaining client relations.

Emily Raab, Creative Director
Emily has 10 years of experience in creative design services. She has an exceptional ability to capture and express a company´s brand through the power of design and relate a cohesive message throughout all facets of corporate communication from print to web and everything in between. Emily manages creative design development and oversees print and materials production.

Tina Vervoorn, Public Relations Manager
Tina has more than 9 years of experience working as a journalist, editor, photographer, and designer for a major newspaper. At CMS, she maintains positive relationships with local and national media outlets and crafts enticing press releases and supporting documents to ensure optimal coverage in various media. Tina is responsible for all public relations efforts and publicity with the media.

Denise Hodgson, Office Manager / Media and Traffic Coordinator
Denise´s excellent eye for detail is a tremendous asset to CMS. She skillfully manages to handle all facets of the firm´s bookkeeping and accounting, as well as traffic administration and media plan maintenance, including assisting with media plans, facilitation and invoicing.

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