Online Shopping Protection Done Right From eBillme

Mark Herpel
According to JupiterResearch you may not even be aware of your online fraud liability. In a new national survey of almost 3,000 shoppers conducted by JupiterResearch, 68% of online shoppers using their credit card to pay did not know their liability coverage. The research shows that there is a high level of confusion as to the definition of maximum liability coverage.

What is important to all those online shoppers?

  • Fraud protection - for 81% of credit and debit card users
  • Product and service guarantees - for 60% of credit card users and 56% of debit card users
  • Price protection and lowest available price offering - for 45% of credit card users and 50% of debit card users
  • Some 77% of credit card users said to receive enhanced security on their purchase they would accept changes in the online checkout payment process.


  • The above mentioned JupiterResearch study was commissioned by a great online payments company called eBillme. In a recent article from AllPayNews, Marwan Forzley, President and CEO of eBillme said, "This data shows us that consumers want to know how they are being protected from risks of fraud or other factors that can affect their purchases. An alternative payment option like eBillme, which has built in buyer protection features including return guarantee, price guarantee, in-transit protection, and fraud protection, made known to shoppers, would enable retailers to increase consumer confidence leading to higher average orders and more repeat sales."

    The goal at eBillme is to turn hesitant shoppers into confident online buyers and here is how they are achieving success.

    Shop using eBillme and shop with confidence. Each time you make an online purchase using eBillme, you qualify for the eBillme Buyer Protection program. This program offers consumer protection which rivals premium credit cards, but eBillme delivers it without those big CC fees.

    No more hesitation at the online checkout...how does eBillme do it?

    Price Protection

    The Sales Price Protection program helps You get the best Price You can find on eligible purchases You make (herein referred to as the "Product") with eBillme. If within 90 days of the date You purchase the Product, You see the same Product (same model number and year, by the same manufacturer) advertised at the Store or Non-Auction Internet site where originally purchased for a lower Price, We will refund You the difference, up to $500 per item (up to a maximum of $1,000 per twelve-month period). Advertisements must be published within 90 days from the date You purchase Your Product and while You are eligible for Sales Price Protection coverage.


    Return Guarantee

    The Return Guarantee provides You with a money-back guarantee on eligible purchases You make (herein referred to as the "Covered Purchase") with eBillme for up to ninety (90) days from the date of purchase. If You become dissatisfied with a Covered Purchase, We will accept return of the item and reimburse the purchase price up to $500 per Covered Purchase and $1,000 per twelve-month period. Payment does not include any applicable taxes, storage, shipping, handling, and postage charges. A Covered Purchase may be returned to Us for any reason, but it must be returned undamaged and in good working condition, and in its original and complete packaging. You are responsible for all mailing costs.

    In-transit Protection

    The In Transit Guarantee protects Your eligible purchases from loss, theft and damage in shipping of products purchased with eBillme and delivered with a shipper who has an automated package tracking system (e.g. Federal Express, UPS, airborne). eBillme protects every qualifying item not delivered within 30 days of the ship date. This coverage is in excess of any other applicable insurance or indemnity programs you, or the retailer you purchase from, may already have.

    Don't forget about their Payment Protection which safeguards customers for unauthorized transactions by providing a zero fraud liability.

    Another bonus when you shop online using eBillme is that the buyer never shares any personal or credit card information at the merchant's web site. eBillme safely brings online banking to the eCommerce checkout. Shop anywhere using just your email address and pay for your purchase through your bank´s online bill pay portal. No credit card needed. If you are already familiar with paying your bills online, you are ready to go! It's that easy.
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    Mark Herpel

    A firm believer in sound money policy.
    Now publishing:
    Digital Gold Currency Magazine
    Community Currency Magazine